Any motorist who's braved the traffic-choked streets of New York City, the breakneck pace of the New Jersey Turnpike, or the nearly out-of-control chaos of Interstate 95 will not be surprised to learn that the Northeast is home to four of the five most expensive states for auto insurance, according to figures from the National Association of Insurance Commissioners. The number of claims filed is the primary driver for insurance prices.

In 2000 nationwide (the latest figures available), the average annual combined premium was $785.80 (that includes liability, collision, and comprehensive coverage's). Use the tool above to find the average annual auto insurance premiums in each state.

New Jersey ranks highest in the nation for combined average annual auto insurance rates: The latest figures show an average annual combined premium of $1,146.39 in 2000. In the No. 2 spot is Washington, D.C., at $1,143.71, followed by New York ($1,091.43), Massachusetts ($1,028.62), and Rhode Island ($972.01).